01 β€” Your inbox, but useful

Your inbox might be hiding money. OWED finds it.

Companies settle class actions all the time, and most people never claim their share. Owed reads your Gmail (read-only), spots settlements you may be owed money from, and texts you. You tap, you file, you move on with your day.

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Free. Read-only. Never sold. Delete anytime. Standard message rates may apply.

O
Owed

Today 9:41 AM

hey, it's Owed πŸ‘‹ i checked your email. you may be owed money from 2 settlements:

1. Acme Streaming auto-renewal settlement: receipt from acmestream.example. deadline mar 3
2. Parcel Co. data breach settlement: notice from parcelco.example. deadline apr 18

1

you might get about $40 (estimate). text yes and i'll help you file it.

yes πŸ™Œ

Three steps. About two minutes.

02 β€” How it works
1

Connect Gmail, read-only

One tap through Google. We can look, never send, delete or change a thing.

2

We match your receipts

Settlement notices and receipts get checked against open class action settlements, every day.

3

We text you. You file.

No app to download. We send what you may be owed and the deadline, then help fill in the claim form.

We read your receipts so you don't have to. OWED never sells them.

03 β€” The deal
Read-only

Look, don't touch

Gmail access is read-only. Disconnect with one text, anytime.

Tiny footprint

No full emails kept

We keep short quotes (300 characters max) that show why you may be owed. Encrypted.

Never sold

Not for ads. Not for sale.

No advertisers, no data brokers. Your inbox isn't the product.

Your call

Delete anytime

Text delete and it's gone. Text stop and we go quiet.

04 β€” What we look for

The boring emails are the valuable ones.

Settlement notices

"You may be a class member…" emails that are easy to mistake for spam.

Data breach letters

The "we recently discovered unauthorized access" kind.

Auto-renewals

Subscriptions that renewed and charged you before you noticed.

Receipts and fees

Purchases and surprise fees tied to an open settlement.

Fair questions.

05 β€” FAQ
Is this a scam?

Good instinct. We never ask for passwords, bank details or your Social Security number. We connect to Gmail through Google's own sign-in, read-only, and you can disconnect anytime by texting disconnect or from your Google account settings.

When we find a settlement, we point you to the official claim site. Check that it matches the site named in the notice before you enter anything.

How much does it cost?

Nothing. Owed is free to use, and any settlement money goes straight to you from the settlement administrator.

How much money will I get?

It depends on the settlement and how many people file. Some pay a few dollars, some much more. We show the court-approved details and our best estimate, and we won't promise amounts we can't know.

Are you a law firm?

No. Owed isn't a law firm and doesn't give legal advice. We help you find and file claims in settlements that already exist.

What's "case finding"?

It's optional and off unless you turn it on. If lots of Owed users got hit by the same surprise fee from the same company, that could be a new case. We'd ask you, by name of the law firm, whether you want to share your related emails with them. Nothing is shared unless you say yes and sign.

Law firms may pay Owed a flat fee for each person who chooses to share. It never depends on whether a case wins. Details are in our privacy policy.

Which email providers work?

Gmail for now. Others are on the list.

06 β€” Get what you're owed

Text Owed. It takes it from there.

Tap below and send the text. Owed replies with its contact card and a link to connect Gmail, read-only.

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On a computer? Text (405) 568-7605 from your phone.